MortgageSearchEngine.net

Wholesale Mortgage Lenders and Loan Officers Tool

Subprime Wholesale Mortgage Lenders
Hard Money Wholesale Mortgage Lenders
Modular Home Wholesale Mortgage Lenders
Reverse Mortgage Wholesale Mortgage Lenders
Alt-A Wholesale Mortgage Lenders
Manufactured/Mobile Wholesale Mortgage Lenders

Multi Unit Properties Wholesale Mortgage Lenders
Raw Land Wholesale Mortgage Lenders
Condominium Wholesale Mortgage Lenders
Townhome Wholesale Mortgage Lenders
Commercial Wholesale Mortgage Lenders
Investment Property Wholesale Mortgage Lenders

Mortgage Search Engine Matrix Snapshot

Lender, AE &Loan Information
Account Exec
Lender
Program Code
Program Name
Use this area for any notes pertaining to this loan program. By default, all items are assumed to be "No". If your program allows a parameter, check the box associated with it.

Doc Types Allowed
No Income - Verified Assets	SE	W2
Full documentation	SE	W2
Stated Income - Verified Assets	SE	W2
Stated Income - Stated Assets	SE	W2
No Documentation	SE	W2
No Income - No Assets	SE	W2
No Ratios	SE	W2
6 Months Bank Statements	SE	W2
12 Months Bank Statments	SE	W2
Full Income - Stated Assets	SE	W2

Rate Type Allowed
	107% LTV Loan		125% LTV Loan		Adjustable Rate 30 Year
	Adjustable Rate 30 Year Int Only		Adjustable Rate 40 Year		Adjustable Rate 40 Year Int Only
	Adjustable Rate 45 Year		Adjustable Rate 45 Year Interest On		Adjustable Rate 50 Year
	Adjustable Rate 50 Year Interest On		Balloon Payment		Fixed Rate 30 Year
	Fixed Rate 30 Year Interest Only		Fixed Rate 40 Year		Fixed Rate 40 Year Interest Only
	Fixed Rate 45 Year		Fixed Rate 45 Year Interest Only		Fixed Rate 50 Year
	Fixed Rate 50 Year Interest Only		Graduated Payment		Option ARM

Loan Types Allowed
	Conventional		Veterans Administration		FHA
	Bridge Loan		Cross Collateral Loan		Combo 1st and 2nd
	Second Mortgage		Third Mortgage		Equity Line of Credit
	Native American Loan		Rural Housing Loan		Non Conforming 1st

Loan Purposes Allowed
	Purchase		Purchase Construction		Purchase Construction/Perm
	Purchase Rehab - Current Value		Purchase Rehab - Finished Value		Refinance - Cash Out
	Refinance - Rate/Term		Refinance - Debt Consolidation		Refinance Construction
	Refinance Construction/Perm		Refinance Rehab - Current Value		Refinance Rehab - Finished Value

Property Types Allowed
	Single Family		Townhouse		Duplex
	TriPlex		FourPlex		5 or more Units
	Manufactured Doublewide on Land		Manufactured Singlewide on Land		Manufactured older than 1976
	Manufactured in Park		Modular Home		Log Home
	Unique Home (Straw Bale,Dome,etc)		Condo - Warrantable		Condo - Nonwarrantable
	Condo Conversion		Rural Property		Over 5 Acres
	Over 10 Acres		Farm		Raw Land
	Leased Land		Post and Pier Foundation

Special Features Allowed
	Owned less than 6 mos - Sale Price		Owned less than 6 mos - Appraisal		Owned less than 12 mos - Sale Price
	Owned less than 12 mos - Appraisal		Stated Value		Drive by Appraisal
	Appraisal Waiver		Escrow Account Waiver		Gift of Equity
	Gift Funds from Charity		Gift Funds from Family		Non Arms Length Transaction
	No Pre-Payment		Pre-Payment Buydown		No Reserves
	No Sourcing of Funds		No Seasoning of Funds		BK 13 Buyout
	Foreclosure Bailout		Negative Amortization 1st Mortgage		2nd Behind Neg Am 1st
	No Mortgage Insurance		No Seller Seasoning (Purchases)		Payment Shock Allowed

Credit Parameters Allowed
	Minimum Credit Score Allowed
	No FICO Scores
	1 FICO Only
	2 FICO Scores Only
	No Trade Lines
	Non Traditional Trades
	Minimum # Trade Lines
	DTI Maximum
	LTV Maximum
	CLTV Maximum
	Seller Contributions
	Seller Carryback
	Will Use Highest Credit Score
	CCC Not Considered - Still Open
	CCC Treated as Chap 13
	CCC Paid Off at Closing

Derog Types Allowed
	30 Day Lates
	60 Day Lates
	90 Day Lates
	120 Day Lates
	BK Chapter 7
	BK Chapter 13
	BK13 Paid at Closing
	BK Chapter 13 Open
	Multiple Bankruptcies
	Collections
	Liens Paid
	Liens Open
	Judgements Paid
	Judgements Open
	Notification of Default
	Foreclosure
	Rolling Lates as One

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